Auto Loans

Hit the open road with an auto loan from Strait View. Local financing and friendly service.

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The Road to Savings

Strait View Credit Union offers flexible, local financing for new or used vehicles as well as affordable refinancing options. We make it simple to get the financing you need by making the process as fast and easy as possible.

Our auto loans offer these competitive features

  • Competitive Rates and Lower Fees: As a member-owned, not-for-profit organization, we offer loans at lower interest rates compared to for-profit banks and lenders. Helping you save money over the life of your auto loan, making your purchase more affordable in the long run.

    NO Application Fees - Ever.
  • Borrow 100% of the vehicles cost: Our member-focused approach provides financing suited to you, with flexible payback options and loan terms. 
  • Quick and Easy Application Process: Since we serve our members, not our share holders, we offer local, personalized and friendly service. We can offer helpful advice and support tailored to your specific financial situation to make financing quick and easy.
  • Need help finding and purchasing a vehicle? Use NADA Guides.

New & Used Vehicles

Loan Rates as low as...

5.25% APR

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auto loan

How much will your monthly auto loan payment be?

$
$
%
Your estimated monthly loan payment is: $1,009.04

Total interest paid over the life of the loan: $1,217.01

Key Benefits of Strait View Credit Union Auto Loans

Discover the advantages of financing your next vehicle with us.

Lower Fees

As a not-for-profit credit union, we reinvest earnings to benefit members, allowing us to offer lower fees compared to traditional banks.

Personalized Service

We provide a personalized, local service to help you with every step of the loan process. Our loan officers are dedicated to understanding your specific needs.

Community Focused

When you finance with Strait View, you support the local community. We reinvest in member services and local initiatives that make a difference.

Frequently Asked Questions

You will need proof of income (such as recent pay stubs), identification (such as a driver’s license), and information about the vehicle you wish to purchase, such as the purchase agreement or dealer's invoice.
Your interest rate is determined by several factors, including your credit history, the type of vehicle you are purchasing, and the loan term. Our loan officers will work with you to find the best rate based on your individual situation.
Yes! We recommend getting pre-approved before visiting the dealership. This helps you know your budget and provides a stronger negotiating position. Apply online or visit one of our branches to get started.
Strait View Credit Union offers loan terms of up to 96 months for qualified borrowers. Our flexible terms help you find a payment that fits your budget.

Vehicle Buying Resources

We've compiled trusted resources to help you find, evaluate, and negotiate the best deal on your next vehicle.

Kelley Blue Book

Use Kelley Blue Book to research the value of new and used vehicles, find the fair market price, and check dealer reviews to make informed decisions.

Edmunds Vehicle Reviews

Check out Edmunds for comprehensive reviews, price comparisons, and insights into the best new or used vehicles that fit your needs and budget.

Consumer Reports

Read independent reviews and reliability ratings from Consumer Reports to ensure you’re choosing the right car based on expert and user feedback.

CARFAX Vehicle History Reports

Ensure transparency with CARFAX. Get detailed vehicle history reports to check for accidents, previous ownership, and more before purchasing a used vehicle.

 

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