VISA Credit Card
Get rewarded each time you spend. Enjoy safe worldwide purchasing power paired with local service.
Everywhere You Want to Be
Strait View Credit Union's Visa Credit Card offers low rates, free balance transfers and flexible terms. Whether you're shopping online, traveling abroad, or managing your finances, Strait View's Visa card is right for you. A credit card that provides you with the flexibility and freedom to explore, purchase, and manage your finances with confidence wherever you go.
uChoose Rewards
Earn points each time you use your Strait View Visa Credit Card. Redeem your points for thousands of items like events tickets, electronics or a spa treatment.
Report a Lost or Stolen Visa or
Debit Card Call 1-(833)-735-1892
Fraud on Visa or Debit
Card Call 1-(833)-735-1892
Terms and Conditions
Following is important information about our VISA card terms:
Grace period
for repayment of the balance for purchases: 28 Days. There is no grace period for cash
advances.
Fees:
Annual fee: $10 charged by Strait View Credit
Union.
Cash Advance Fee: No fee charged by Strait View Credit
Union.
Over the Limit Fee: $10 per transaction.
Late Fee: $5
if late 10 days or more.
Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum).
Security Pledge: As security for all advances and purchases made via the use of your VISA card and ATM card, you grant Strait View Credit Union a security interest in all shares and deposits held by you, now and in the future. If you are delinquent on any VISA or Line of Credit payment, the credit union may transfer funds from your deposit account with us to pay off or reduce the delinquent debt.